Privacy Policy

Effective Date: May 24, 2024

This Privacy Policy applies to the “Instant Cash Advance: CashHoop” (referred to as the “App”) and outlines the data collected, its use, and user rights.

Disclosure
The App operator is not a lender or broker. The App provides loan-connecting services, forwarding user data securely to third-party lenders who determine the APR, fees, and loan terms.

Information Collection
The App collects both personally identifiable information (PII) and non-personally identifiable information (non-PII).

Personally Identifiable Information (PII):

• Collected when users request a loan or contact the App.
• Includes name, address, phone number, SSN, email, date of birth, driver’s license number, residency status, employment details, paycheck information, home ownership status, and bank account details.

Non-Personally Identifiable Information (Non-PII):

• Collected through cookies or third-party tracking.
• Includes IP address, browser type, access times, language, clickstream data, and viewed sections of the App.

Cookies are used to remember users without identifying them. Non-PII may be shared with suppliers and third parties for statistical and trend analysis.

Use of Personally Identifiable Information
PII is used to provide requested services and may be shared with partner lenders for loan processing. It is also used to resolve disputes, address technical issues, and enforce agreements. PII may be shared with credible third parties for marketing and advertising purposes.

Sharing of Personally Identifiable Information
The App shares PII with third parties to deliver services. This includes participating lenders, affiliates, and assignees. Third parties follow their own privacy policies. PII may be disclosed in response to legal requirements or to protect the rights and safety of the company, its employees, and users.

User Rights
By submitting PII, users opt-in to communications. Users can decline further communications from third parties.

External Links
The App may link to third-party sources not covered by this Privacy Policy. Users should review the privacy policies of these external sources.

Policy Changes
The App reserves the right to modify this Privacy Policy at any time without prior notice.

Children’s Privacy
The App is not intended for individuals under 18 years old. No PII is knowingly collected from children under 18.

Security
The App uses security technologies to protect user information from unauthorized access and disclosure. Data transmitted to lenders is secured by SSL encryption.

Privacy Rights of California Residents
Companies that collect personally identifiable information from California residents and share such information with third parties (including affiliated entities) for advertising purposes must respond to a consumer’s request with one of two options. They must either (1) provide a list detailing the types of information disclosed to third parties and the entities to which such information was released or (2) provide a mechanism for the consumer to opt out of having their information disclosed to third parties. You can Opt Out from marketing materials exactly in the mail.

California residents are also eligible to be informed that they can complain and file grievances at the California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by calling 916-445-1254 or 800-952-5210; or by email at [email protected].

Feel free to reach out to us at [email protected]