Effective Date: 11.03.2026

These Terms of Use regulate how you access and use Borrow: Instant Cash Advance, including its website, mobile interface, and connected functions. The service is provided by levante GmbH, referred to in this document as "we," "us," or "our." By continuing to use the Platform, you confirm that you accept these terms. If you do not agree with them, you should stop using the service.

1) About Borrow: Instant Cash Advance

Borrow: Instant Cash Advance is designed to make the search for short-term financing simpler and easier to understand.

- Simplicity: You can submit one request and, depending on availability, it may be shared with multiple independent providers.

- Choice: You decide whether to move forward with any option you receive, and you may refuse an offer at any stage.

- Openness: We operate only as a connection platform and do not act as a lender.

- Protection: We apply measures intended to safeguard your information during your use of the service.

Borrow: Instant Cash Advance helps users explore and compare financing opportunities, but it does not promise approval, funding, or any particular terms.

2) What the Platform Does and Does Not Do

Borrow: Instant Cash Advance is a digital platform that allows users to send inquiries and receive information from separate financial providers, referred to as "Providers." levante GmbH is not a lender and does not issue loans or credit products. In particular, we do not:

- Approve or deny applications;

- Provide, fund, manage, or guarantee loans;

- Decide interest rates, fees, payment dates, or contract conditions;

- Negotiate terms between users and Providers;

- Deliver legal, tax, or financial advice.

Any agreement you enter into will be made directly with the relevant Provider. You should read the Provider's rules and terms carefully before accepting an offer.

3) How the Service Operates

When you use the Platform, you may be asked to submit information such as your identity details, contact data, employment information, income details, and any other information a Provider may require.

Your inquiry may then be passed to one or more Providers according to matching conditions and availability. Each Provider independently decides whether to respond and on what basis. If you decide to proceed, your relationship continues directly with that Provider.

levante GmbH serves only as a technical channel for the exchange of information. Providers remain responsible for their own products, decisions, and compliance obligations.

4) Who May Use the Platform

You may access the service only if all of the following apply to you:

- You are at least 18 years old, or the age of majority in your jurisdiction;

- You are legally able to enter into binding contracts;

- The Platform is available where you live;

- The information you provide is accurate, complete, and current;

- Your use of the service is lawful and personal.

We may limit, suspend, or end access if we reasonably believe these conditions are not met.

5) Your Responsibilities

To allow Providers to review your inquiry properly, the information you provide must be correct and up to date. By submitting data through the Platform, you confirm that it is:

- True and complete;

- Not misleading or false;

- Updated when necessary if your circumstances change.

If incorrect or outdated information is submitted, the process may be delayed, the number of available options may be reduced, or your access may be restricted. We may also suspend or stop access if fraud or misuse is suspected.

6) No Promise of Results

Using Borrow: Instant Cash Advance does not ensure:

- That you will be approved for any loan or credit offer;

- That you will receive a particular amount, rate, fee, or repayment plan;

- That any Provider will send you an offer at all.

All such outcomes are determined by Providers according to their own standards and legal obligations.

7) Providers, Third Parties, and External Websites

The Platform may contain links to third-party websites or services. These external parties are independent from levante GmbH. We are not responsible for:

- The content, availability, privacy standards, or security of third-party sites;

- Decisions, contracts, or actions taken by third parties;

- Any conflict or disagreement between you and a Provider.

Before sharing personal data or accepting any proposal, you should check the relevant Provider's terms and privacy practices.

8) Charges and Payment Terms

levante GmbH does not establish Provider pricing, interest charges, fees, or repayment terms.

If we introduce paid functions to the Platform in the future, we will present clear notice inside the service before any charge applies. Providers may apply interest, fees, or other charges under their own agreements with you.

9) Acceptable Use Rules

By using the Platform, you agree that you will not:

- Enter systems or accounts without permission;

- Attempt to bypass or interfere with security protections;

- Use malware, scripts, bots, or automated attacks;

- Submit false, deceptive, or manipulated information;

- Pretend to be another person or misstate your identity;

- Burden the service with excessive requests;

- Use the Platform for unlawful purposes.

We may review usage to identify abuse and may take action, including access suspension or termination, where appropriate.

10) Intellectual Property

All components of the Platform, including software, design elements, written materials, trademarks, and related content, belong to levante GmbH or its licensors and are protected under intellectual property laws.

You receive a limited, revocable, and non-transferable right to use the Platform for personal and lawful purposes only. Without written authorization, you may not copy, distribute, resell, reverse engineer, or otherwise exploit any part of the service.

11) Availability and Disclaimer

We aim to keep Borrow: Instant Cash Advance dependable, but the Platform is offered on an "as is" and "as available" basis. We do not guarantee uninterrupted access, error-free performance, or that all displayed information will always be complete, accurate, or up to date, especially where third-party content is involved.

You are responsible for checking information before acting on it.

12) Limitation of Liability

To the maximum extent allowed by law, levante GmbH will not be responsible for indirect, incidental, special, consequential, or punitive losses, including but not limited to:

- Loss of profits, opportunities, or business activity;

- Provider approvals, denials, or offers;

- Provider contract conditions, fees, performance, or disputes;

- Service interruptions, technical failures, data loss, or security events beyond our reasonable control.

Where the law does not allow certain exclusions, our liability will remain limited to the fullest extent permitted.

13) Indemnification

If your misuse of the Platform, breach of these Terms, or violation of another person's rights causes claims, damage, or expense, you agree to indemnify and hold levante GmbH harmless to the extent allowed by law.

14) Changes to These Terms

We may revise these Terms of Use from time to time to reflect updates in the Platform, legal obligations, or operational requirements. The revised version will be made available through the service with a new effective date. Continued use after updates means you accept the revised terms.

15) Contact for Terms Questions

If you have questions or concerns regarding these Terms of Use or the Platform, please contact us at:

Email: [email protected]