Terms of Use
Effective Date: September 10, 2026
Welcome to CashHoop. These Terms of Use govern your access to and use of cashhoop.com (the “Website”). By accessing the Website, submitting a request, or using any services available through CashHoop, you agree to these Terms.
1. About CashHoop
CashHoop is an online connection platform that helps consumers submit loan requests that may be reviewed by independent third-party lenders or lending partners.
CashHoop is not a lender, bank, or credit issuer. We do not make credit decisions, approve or deny loan requests, fund loans, set interest rates, determine APRs, establish fees, or define repayment terms.
All lending decisions and final loan terms are determined solely by the lender.
2. Eligibility
To use CashHoop, you must:
- Be at least 18 years old.
- Be a legal resident of the United States.
- Have a valid email address and phone number.
- Have a regular source of income.
- Provide complete, accurate, and truthful information.
- Use the Website only for lawful purposes.
Meeting these requirements does not guarantee approval or funding.
3. How the Service Works
When you submit a request through CashHoop, we may collect the information necessary to process your inquiry and transmit it to participating lending partners or service providers.
A lender may review your information and determine whether it can provide an offer. If an offer is available, you may be redirected to the lender or contacted with additional information.
Before accepting any offer, you should carefully review all lender disclosures, APR, fees, repayment schedule, payment obligations, and other terms.
4. Loan Terms
CashHoop does not establish loan terms. Actual terms depend on the lender, your eligibility, your location, credit profile, income, and other factors.
Typical examples may include:
- Loan amount: $100 to $2,500
- APR: 5.99% to 35.99%
- Repayment period: 61 days to 60 months
These ranges are examples only and do not guarantee that any particular loan amount, APR, or repayment period will be available.
5. No Guarantee of Approval
Submitting a request does not guarantee approval, a loan offer, funding, a specific loan amount, a specific APR, a particular repayment term, or same-day or next-day funding.
Each lender independently evaluates requests according to its own underwriting and eligibility requirements.
6. Credit Checks
CashHoop itself does not make lending decisions. A participating lender may obtain consumer reports or perform credit checks as permitted by applicable law.
Any required disclosures regarding credit checks will be provided by the lender.
7. Consent to Contact
By submitting your information, you authorize CashHoop, participating lenders, and relevant service providers to contact you regarding your request using the contact information you provide.
Communications may include email, telephone calls, or text messages where permitted by applicable law. Standard message and data rates may apply.
8. Accuracy of Information
You agree to provide current, complete, and accurate information.
CashHoop may restrict or terminate access to the Website if we reasonably believe information has been submitted fraudulently, inaccurately, or in violation of these Terms.
9. Third-Party Websites and Lenders
CashHoop may redirect you to websites operated by lenders or other third parties.
Those websites are independently operated. CashHoop does not control their lending decisions, loan agreements, rates or fees, terms and conditions, privacy practices, or website content.
You should review the lender’s terms and privacy policy before entering into any agreement.
10. Website Availability
We may modify, suspend, update, or discontinue portions of the Website at any time. We do not guarantee uninterrupted or error-free access to the Website.
11. Limitation of Liability
CashHoop provides its Website and connection services on an “as available” basis.
To the extent permitted by law, CashHoop is not responsible for lender decisions, third-party services, loan agreements, financing terms, losses resulting from agreements with lenders, or interruptions outside our reasonable control.
12. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on the Website with a revised Effective Date.
Your continued use of CashHoop after an update means you accept the revised Terms.
13. Contact Us
If you have questions regarding these Terms, contact: [email protected]